Insurance Information
What you should know about insurance before you list or book in United Kingdom.
Important Notice
The information on this page is general in nature and does not constitute regulated financial advice under the Financial Services and Markets Act 2000. StorageFinder is not authorised or regulated by the Financial Conduct Authority and does not provide, arrange, or recommend specific insurance products. You should consider your own circumstances and seek advice from an FCA-authorised insurance broker or financial adviser before making insurance decisions. Both Hosts and Storers are responsible for maintaining their own appropriate insurance.
For Hosts
As a Host, you should ensure you have adequate insurance to cover your property and any liability that may arise from storing third-party vehicles and equipment on your premises. Consider the following:
- Does your public liability insurance cover visitors and their property on your site?
- Does your buildings and contents insurance cover land or outbuildings used for third-party storage?
- Notify your insurer that you are earning income from vehicle or equipment storage. Most standard home policies exclude commercial activity
- Ask whether a business liability or landlord insurance product is more appropriate if you list regularly
- Check that your policy covers events at the storage space such as fire, theft, flooding, and vandalism by third parties
For Storers (Vehicle Owners)
As a Storer, you should maintain insurance on your vehicle or equipment even while it is in storage. Recommendations include:
- Check whether your fully comprehensive vehicle insurance covers theft, fire, flood, and storm damage while the vehicle is stored at a third-party location
- Confirm with your insurer that your policy applies when the vehicle is kept at a private address that is not your own
- For SORN (Statutory Off Road Notification) vehicles, confirm that the insurer will still cover the vehicle while declared off-road
- Use the Handover feature to photograph your vehicle's condition on arrival and departure. This supports any insurance claim
- Keep a copy of your insurance schedule accessible during the storage period
Recommended Steps
1
Review your existing insurance policies before listing or booking
2
Contact your insurer or an FCA-authorised broker to confirm coverage for storage activities
3
Keep all booking confirmations and correspondence as records
4
Take dated photographs of vehicles at check-in and check-out using the Handover feature
5
Report any incidents promptly to your insurer and to StorageFinder
Want the full safety rundown?
Our Safe & Sound Handbook covers the Handover process, dispute resolution, and yard rules.
Questions?
If you have questions about insurance requirements, contact us at hello@storagefinder.co. We can provide general guidance but recommend consulting with a qualified insurance broker for specific advice.